Financial Independence
for Every Woman.

Vikalpa Shakti is a dedicated initiative that brings financial literacy, personalised advisory, and a supportive community to women at every stage of their financial journey.

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Our Mission

Because financial independence
is not a privilege — it's a right.

Vikalpa Shakti was launched in 2020 by Ami Barchha with a simple, powerful conviction: that every woman deserves to understand, own, and feel confident about her financial life.

For too long, financial conversations in Indian families have defaulted to the men in the room. Vikalpa Shakti exists to change that — not through complexity or condescension, but through honest, patient conversations that meet women exactly where they are.

Whether you are managing a household, building a career, navigating a transition, or planning for the long term — this is a space for your questions, your goals, and your financial story.

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Workshops & Financial Literacy

Group sessions on investing basics, insurance planning, SIP discipline, and estate awareness — in a comfortable, judgement-free setting.

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One-on-One Advisory

Personal financial planning sessions with Ami Barchha — tailored to your specific goals, life stage, and comfort with money decisions.

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Resource Library

Curated blogs, audio books, and videos — from Vikalpa Chronicles — covering topics most relevant to women and their financial independence.

Meet the Lead

The Person Behind Vikalpa Shakti

Vivek Barcha

Managing Director

Vivek Ramkumar Barchha is the Managing Director of Vikalpa Finvest, part of the Ashok Group, Rajkot — overseeing the firm's operations, client relationships, and business growth across India and globally. A fourth-generation entrepreneur, Vivek joined Vikalpa Finvest with a clear purpose — to carry forward his family's legacy of trusted financial advisory while building it further for the next generation of investors and families across Gujarat and beyond. He holds an MBA in Finance from FLAME University, Pune, and a Bachelor of Commerce from Ahmedabad University. A Certified Financial Planner (CFP) and Certified Retirement Goal Planner (CRGP) by the American Academy of Financial Planning, Vivek brings both academic rigour and practical expertise to every client conversation. His core focus areas include wealth management, mutual fund advisory, retirement planning, and financial awareness — serving individuals, families, HNIs, and NRI clients across Rajkot, Gujarat, and global markets. As co-founder of Vikalpa Shakti, he is also deeply committed to spreading financial literacy and empowerment across communities in Gujarat. Guided by one belief — that every person deserves the right financial knowledge to build a secure future — Vivek is the next chapter of Vikalpa Finvest's two-decade legacy of trust.

Ready to take charge of your financial future?

Reach out to Ami Barchha — a conversation costs nothing.

Get in Touch →

Financial Independencefor Every Woman.

Because financial independenceis not a privilege — it's a right.

The Person Behind Vikalpa Shakti

Ready to take charge of your financial future?

Financial Independence
for Every Woman.

Because financial independence
is not a privilege — it's a right.